10-Day Close!*
We make it simple to close fast!
Can we really close in 10 days? You bet we can! With our industry-leading tech, amazing support team and top-notch customer service, we're so confident we can get qualified candidates closed in 10 days, we'll give you a $250 closing credit if we don't get it done!*
HOW IT WORKS
Planning & Process
The 10-Day Timeline
Day 1
Executed contract sent to all parties. Initial disclosures signed.
Day 2
Loan file moved to processing. Processor reviews for any additional information needed.
Day 3
Processing continued.
Day 4
File submitted to Underwriting.
Day 5
Conditional underwriting approval. File moved to closing.
Day 6
Processor works with borrower to satisfy loan conditions.
Day 7
CD sent to borrower for signature. Completed appraisal received.
Day 8
File submitted back to Underwriting for Final Loan Approval.
Day 9
Clear to Close!
Day 10
Closing!
10-Day Close Loan Needs
![006-contract 006-contract](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/006-contract.png?resize=150%2C150&ssl=1)
Signed application, disclosures, & contract.
![Attach Attach](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/Attach.png?resize=150%2C150&ssl=1)
W-2's for most recent two years.
![usa-map_hires usa-map_hires](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/usa-map_hires-1.png?resize=150%2C150&ssl=1)
Property located in qualifying area*
![checked-identification-documents_hires checked-identification-documents_hires](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/checked-identification-documents_hires.png?resize=150%2C150&ssl=1)
Authorization to order automated verification of assets.
![044-residential 044-residential](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/044-residential.png?resize=150%2C150&ssl=1)
Authorization for us to order an appraisal.
![035-credit card 035-credit card](https://i0.wp.com/marcosmayamortgages.com/wp-content/uploads/2024/02/035-credit-card.png?resize=150%2C150&ssl=1)
Payment of appraisal fee.
*The Network Funding 10 day close is for a purchase loan, primary single-family residence, non-condo, in a metropolitan area where an appraisal may be obtained within 72 hours, a borrower(s) who is a W2 employee (not deemed to be self-employed and does not receive commissions that exceed 25% of total income) and provides acceptable W2s for the past two years and pay stubs for the past month, to satisfy program requirements for employment and income. The 10 business days start once all preliminary documentation has been received, and the loan application and required disclosures are signed and returned and the appraisal is paid. Holidays and weekends do not count as a business day. In order to close your loan in 10 business days we must first obtain the following on qualifying conventional and FHA loan products*: (1) a credit score that qualifies you for the loan program, (2) your authorization to obtain, and our ability to order automated verification of your assets and income from an automated verification system, (3) all required documents from you as requested by the Company within 8 business hours as approval condition requests are communicated to you (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of your application, (5) the seller must be willing and able to close within 14 days, (6) all required disclosures and closing documents must be timely and properly executed, and (7) you must consent to receive and e-sign all documents electronically. The guarantee does not apply if events occur beyond the control of Network Funding, including but not limited to: appraised value not met, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met. If Network Funding otherwise fails to perform a credit of $250 will be applied toward your closing costs when we close on your loan. Network Funding, L.P.’s maximum liability is limited to a $250 closing cost credit.
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