Simplifying Home Loans

Streamline Your Home Loan Process

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Ready to Triumph in your home search with a straightforward loan experience?

With an all-in-one online mortgage app and award-winning customer service, you get the ease of technology and the dedication of me and my Team.

The mindset of simplicity is not only a value but a way of life. That's why the Simpl app was designed with you in mind and constructed from the start to meet your needs. You can now manage your entire loan process, including the application, document upload, account synchronization, and electronic signatures, all from your preferred device with ease.

First-Time Buyer? Have questions?

Overwhelmed and stressed about purchasing a home? We understand the feeling. At Triumph Lending, I strive to empower you with knowledge and comfort in your mortgage choices, as this can be one of the most significant investments you'll make in your lifetime!

Loan Products

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Conventional Loan

30 Year Fixed

A conventional 30-year fixed-rate mortgage is a home loan with a consistent interest rate and a 30-year repayment period, offering stability in monthly payments. While providing predictability, it extends the time to repay, resulting in lower monthly payments but higher total interest over the loan term.

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Conventional Loan

15 Year Fixed

A conventional 15-year fixed-rate mortgage is a home loan with a fixed interest rate for 15 years, offering shorter repayment and lower total interest compared to longer-term loans. Monthly payments are higher but provide quicker equity buildup.

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VA Loan

30 Year Fixed

A VA 30-year fixed-rate mortgage is a government-backed home loan for eligible veterans and service members, featuring a stable interest rate over a 30-year term. It offers favorable terms with no down payment requirements, making homeownership more accessible for military personnel.

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VA Loan

15 Year Fixed

A VA 15-year fixed-rate mortgage is a government-backed home loan for eligible veterans and service members, featuring a fixed interest rate over a shorter 15-year term. It offers favorable terms and benefits, including no down payment requirements, promoting homeownership for military personnel.

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FHA Loan

30 Year Fixed

An FHA 30-year fixed-rate mortgage is a government-backed home loan with a consistent interest rate over 30 years, designed to assist borrowers with lower down payments and more lenient credit requirements. It aims to make homeownership more accessible but includes mortgage insurance premiums.

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FHA Loan

15 Year Fixed

An FHA 15-year fixed-rate mortgage is a government-backed home loan with a fixed interest rate for 15 years, providing a shorter repayment period and lower total interest costs. It offers support for borrowers with lower down payments and flexible credit requirements.

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USDA Loan

30 Year Fixed

A USDA 30-year fixed-rate mortgage is a government-backed home loan designed for eligible rural and suburban homebuyers, featuring a stable interest rate over a 30-year term. It offers favorable terms, including low or no down payment options, to support homeownership in qualifying areas.

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USDA Loan

15 Year Fixed

A USDA 15-year fixed-rate mortgage is a government-backed home loan tailored for eligible rural and suburban homebuyers, offering a fixed interest rate over a shorter 15-year term. With favorable terms and potential for low or no down payment, it aims to facilitate homeownership in qualifying areas.

News

Embrace the Future: Top Home Design Trends for 2024

By Marcos Maya | February 20, 2024

Embrace the Future: Top Home Design Trends for 2024 As we step into 2024, the world of home design is evolving with exciting and innovative trends. Whether you’re planning a renovation or just seeking inspiration, these top home design trends for 2024 will elevate your living spaces to new heights. Let’s explore the fusion of […]

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Unlocking Your Dream Home: The Crucial Benefits of Mortgage PreApproval

By Marcos Maya | February 16, 2024

Unlock the door to your dream home with the key of mortgage pre-approval. From financial confidence to a competitive edge, discover the game-changing benefits of pre-approval in your home-buying journey.

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The Ultimate Spring Cleaning Checklist: Your Complete Guide to a Fresh and Invigorated Home

By Marcos Maya | February 12, 2024

Spring cleaning is more than just tidying up; it’s a transformative process that rejuvenates your home and your well-being. By following our complete spring cleaning guide, you’ll create a fresh and invigorated living space that sets the tone for a vibrant season ahead.

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Unveiling the Foundations: The Crucial Role of Home Inspections

By Marcos Maya | February 8, 2024

Discover the hidden facets of home buying with our latest blog, “Unveiling the Foundations: The Crucial Role of Home Inspections.” Dive into the world of real estate as we explore how home inspections provide a shield for your investment, offering insights that go beyond the surface. Ensure a confident and informed home buying experience with the guidance of our expert advice.

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How to Make Your Home Stand Out in a Competitive Market

By Marcos Maya | February 6, 2024

How to Make Your Home Stand Out in a Competitive Market In today’s bustling real estate market, selling a home has become a strategic game of presenting your property in the best light possible. With the competition fiercer than ever, homeowners must adopt innovative approaches to make their homes stand out. In this article, we’ll […]

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The Significance of Groundhog Day in Our Lives

By Marcos Maya | February 2, 2024

The Significance of Groundhog Day in Our Lives Groundhog Day, observed annually on February 2nd, may seem like a quirky tradition, but its roots run deep, intertwining folklore, meteorology, and community spirit. This age-old celebration has captivated generations, offering a unique blend of fun and meaning that continues to resonate today. In this article, we’ll […]

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Affordable Home Upgrades: Easy Projects for Beginners

By Marcos Maya | January 30, 2024

Embarking on a home improvement journey can be both exciting and daunting, especially for beginners. The good news is that you don’t need to break the bank to make a significant impact on your living space.

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Securing Homeownership: The Power of a Home Warranty

By Marcos Maya | January 25, 2024

Securing Homeownership: The Power of a Home Warranty Owning a home is a significant milestone, but it comes with its fair share of responsibilities. From routine maintenance to unexpected repairs, homeownership demands attention and financial commitment. Enter the home warranty – a powerful tool that not only safeguards your investment but also provides peace of […]

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Making the Splash: Deciding Whether to Buy a Home With or Without a Pool

By Marcos Maya | January 22, 2024

Making the Splash: Deciding Whether to Buy a Home With or Without a Pool When it comes to the exciting journey of home buying, one decision that often divides prospective homeowners is whether or not to include a pool in their dream property. The choice between a home with a pool or without one is […]

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Smart Strategies: Tips for Saving Money for Your Home Down Payment

By Marcos Maya | January 19, 2024

Smart Strategies: Tips for Saving Money for Your Home Down Payment Buying a home is a significant milestone in one’s life, but it often comes with the challenge of saving for a down payment. The down payment is a crucial aspect of securing a mortgage loan, and finding effective ways to save for it can […]

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Integrity
You deserve a lender you can trust.
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What we belive about your loan:

Trust
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Trust

We believe the best way to build trust is to operate according to our principles.

HOME

Home

We believe homes are for people, not just profit. That's why we are dedicated to finding the right loan for you: one that empowers you and doesn't compromise your financial health.

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Consistency

We believe in doing the right thing, even when it's hard. That's why we consistently strive to put our values first; we know this is key to establishing your trust in us.

Testimonials

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"Working with Marcos was a great experience and a seamless process. Using his portal to share supporting documents made communication and responses easy to provide. He was quick to respond to any questions I had about the process or underwriter requests, and he made sure we were approved on time. I highly recommend Marcos for your next mortgage!"

Shelley from Pearland, TX
Seamless Process
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"Marcos is a highly experienced and good lender that supports buyers within every step of the way purchasing a house/home. He responds on time even at weekends or whenever you need him. I would highly recommend him to my family and friends."

Nathan from Houston, TX
It was such a great experience to work with Marcos as a first time home buyer.
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"Marcos & team were wonderful to work with. As we were in the process of buying our first home, he was always willing to answer questions and explain the process to us. He went above and beyond and was always responsive, especially when we needed a pre-approval letter to make a quick offer which he was able to provide to us on a Sunday evening. We can't thank him and his team enough, because I don't believe we would have been able to purchase the home we did without his team's quick assistance. Thank you!"

Elissa from Katy, TX
Excellent Service
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"Marcos really made our experience enjoyable. Before working with Marcos, I had worked 4-5 different lenders. As a matter of fact, I was pretty far along with one lender when Marcos started listening to our concerns. It's like Marcos speaks human when the rest of the industry speaks numbers. Now I enjoy numbers like the rest of them but Marcos worked past the numbers and focused on what we really needed. The technology used to gather information was excellent. I recall a point where we hit an obstacle working with Marcos, and he responded with 'I haven't missed a closing yet, not going to start now'. Two weeks later, we closed."

Christopher from Houston, TX
Cypress bound
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"Marcos was very responsive to all the complications that occurred during our closing process. He was dependable to make the process as easy as possible."

Brandon from Richmond, TX
Great Experience
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"Marcos helped me a lot during the process and he was always available and quick to give me the information I needed. Highly highly recommended."

Daniele from Houston, TX
Very Happy
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"For every question, and we had plenty, Marcos was always available to answer them. He made the process smooth and easy, offering multiple loan options to make the best choice for us. Thank you Marcos! This won’t be our last purchase. You’ll hear from us again!"

Carlos from San Antonio, TX
Complex Process Simplified
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"I had a very positive experience working with Marcos Maya and his team at Triumph Lending! Marcos had a very organized process which facilitated an effective and efficient loan closing! Marcos was very receptive to all questions and was expeditious in his responses! The rates were good as well! I highly recommend using Marcos Maya with Triumph Lending for loans. Keep up the great work!"

Mike from Katy, TX
Marcos Maya had a very Effective and Efficient process! Keep up the Great Work!
5-Star-Review

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