Simplifying Home Loans

Streamline Your Home Loan Process

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Ready to Triumph in your home search with a straightforward loan experience?

With an all-in-one online mortgage app and award-winning customer service, you get the ease of technology and the dedication of me and my Team.

The mindset of simplicity is not only a value but a way of life. That's why the Simpl app was designed with you in mind and constructed from the start to meet your needs. You can now manage your entire loan process, including the application, document upload, account synchronization, and electronic signatures, all from your preferred device with ease.

First-Time Buyer? Have questions?

Overwhelmed and stressed about purchasing a home? We understand the feeling. At Triumph Lending, I strive to empower you with knowledge and comfort in your mortgage choices, as this can be one of the most significant investments you'll make in your lifetime!

Loan Products

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Conventional Loan

30 Year Fixed

A conventional 30-year fixed-rate mortgage is a home loan with a consistent interest rate and a 30-year repayment period, offering stability in monthly payments. While providing predictability, it extends the time to repay, resulting in lower monthly payments but higher total interest over the loan term.

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Conventional Loan

15 Year Fixed

A conventional 15-year fixed-rate mortgage is a home loan with a fixed interest rate for 15 years, offering shorter repayment and lower total interest compared to longer-term loans. Monthly payments are higher but provide quicker equity buildup.

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VA Loan

30 Year Fixed

A VA 30-year fixed-rate mortgage is a government-backed home loan for eligible veterans and service members, featuring a stable interest rate over a 30-year term. It offers favorable terms with no down payment requirements, making homeownership more accessible for military personnel.

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VA Loan

15 Year Fixed

A VA 15-year fixed-rate mortgage is a government-backed home loan for eligible veterans and service members, featuring a fixed interest rate over a shorter 15-year term. It offers favorable terms and benefits, including no down payment requirements, promoting homeownership for military personnel.

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FHA Loan

30 Year Fixed

An FHA 30-year fixed-rate mortgage is a government-backed home loan with a consistent interest rate over 30 years, designed to assist borrowers with lower down payments and more lenient credit requirements. It aims to make homeownership more accessible but includes mortgage insurance premiums.

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FHA Loan

15 Year Fixed

An FHA 15-year fixed-rate mortgage is a government-backed home loan with a fixed interest rate for 15 years, providing a shorter repayment period and lower total interest costs. It offers support for borrowers with lower down payments and flexible credit requirements.

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USDA Loan

30 Year Fixed

A USDA 30-year fixed-rate mortgage is a government-backed home loan designed for eligible rural and suburban homebuyers, featuring a stable interest rate over a 30-year term. It offers favorable terms, including low or no down payment options, to support homeownership in qualifying areas.

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USDA Loan

15 Year Fixed

A USDA 15-year fixed-rate mortgage is a government-backed home loan tailored for eligible rural and suburban homebuyers, offering a fixed interest rate over a shorter 15-year term. With favorable terms and potential for low or no down payment, it aims to facilitate homeownership in qualifying areas.

News

Transforming Mortgage Closings with Remote Notarization

By Marcos Maya | April 26, 2024

The transformative power of remote notarization in mortgage closings. Streamline transactions, enhance security, and elevate the customer experience with advanced technology. Embrace the future of real estate today!

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Demystifying Home Appraisals: A Key to Property Valuation

By Marcos Maya | April 23, 2024

Unlock the secrets of home appraisals and propel your property towards mortgage approval. Dive into our comprehensive guide to understand the essence of property valuation.

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Maximizing Resale Value with Smart Home Technology

By Marcos Maya | April 20, 2024

Unlock the potential of your property with smart home technology. Elevate comfort, security, and energy efficiency while boosting resale value. Discover the power of home automation today!

Read More

Mastering the Art of Buying Foreclosed Properties

By Marcos Maya | April 16, 2024

Master the art of buying foreclosed properties with these essential tips. From thorough research to working with a real estate agent, seize the opportunity in distressed real estate.

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Unlocking the Charm: Expert Tips for Selling a Historic Home

By Marcos Maya | April 12, 2024

Unlock the timeless charm of your historic home with expert tips for selling. From highlighting heritage features to targeted marketing, discover how to attract the perfect buyer.

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Embracing the Future: The Rise of Co-Living Spaces

By Marcos Maya | April 8, 2024

The transformative power of co-living spaces, where community, affordability, and convenience converge to redefine urban living. Experience the future of housing today.

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The Climate Crisis: Understanding the Impact of Climate Change on Real Estate

By Marcos Maya | April 4, 2024

Discover how climate change is reshaping real estate values and investment decisions, with coastal properties particularly vulnerable to devaluation. Stay ahead in a changing market.

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How Pandemic Induced Migration Patterns Shape Real Estate Markets

By Marcos Maya | April 1, 2024

Discover how pandemic-induced migration patterns are reshaping real estate markets. From the urban exodus to relocation trends, explore the evolving dynamics driving today’s housing market.

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Unlocking the Link: How Federal Reserve Policies Shape Mortgage Rates

By Marcos Maya | March 31, 2024

Dive into the intricate relationship between Federal Reserve policies and mortgage rates, exploring interest rate hikes, quantitative easing, and their impact on borrowing costs. Stay informed, make informed decisions.

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Balancing Act: Navigating the Influence of Short-Term Rentals on Property Values

By Marcos Maya | March 29, 2024

Uncover how Short-Term Rentals, like Airbnb, Impact Property Values. Dive into the complex dynamics of housing markets influenced by transient accommodations.

Read More
Integrity
You deserve a lender you can trust.
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What we belive about your loan:

Trust
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Trust

We believe the best way to build trust is to operate according to our principles.

HOME

Home

We believe homes are for people, not just profit. That's why we are dedicated to finding the right loan for you: one that empowers you and doesn't compromise your financial health.

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Consistency

We believe in doing the right thing, even when it's hard. That's why we consistently strive to put our values first; we know this is key to establishing your trust in us.

Testimonials

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"Working with Marcos was a great experience and a seamless process. Using his portal to share supporting documents made communication and responses easy to provide. He was quick to respond to any questions I had about the process or underwriter requests, and he made sure we were approved on time. I highly recommend Marcos for your next mortgage!"

Shelley from Pearland, TX
Seamless Process
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"Marcos is a highly experienced and good lender that supports buyers within every step of the way purchasing a house/home. He responds on time even at weekends or whenever you need him. I would highly recommend him to my family and friends."

Nathan from Houston, TX
It was such a great experience to work with Marcos as a first time home buyer.
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"Marcos & team were wonderful to work with. As we were in the process of buying our first home, he was always willing to answer questions and explain the process to us. He went above and beyond and was always responsive, especially when we needed a pre-approval letter to make a quick offer which he was able to provide to us on a Sunday evening. We can't thank him and his team enough, because I don't believe we would have been able to purchase the home we did without his team's quick assistance. Thank you!"

Elissa from Katy, TX
Excellent Service
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"Marcos really made our experience enjoyable. Before working with Marcos, I had worked 4-5 different lenders. As a matter of fact, I was pretty far along with one lender when Marcos started listening to our concerns. It's like Marcos speaks human when the rest of the industry speaks numbers. Now I enjoy numbers like the rest of them but Marcos worked past the numbers and focused on what we really needed. The technology used to gather information was excellent. I recall a point where we hit an obstacle working with Marcos, and he responded with 'I haven't missed a closing yet, not going to start now'. Two weeks later, we closed."

Christopher from Houston, TX
Cypress bound
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"Marcos was very responsive to all the complications that occurred during our closing process. He was dependable to make the process as easy as possible."

Brandon from Richmond, TX
Great Experience
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"Marcos helped me a lot during the process and he was always available and quick to give me the information I needed. Highly highly recommended."

Daniele from Houston, TX
Very Happy
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"For every question, and we had plenty, Marcos was always available to answer them. He made the process smooth and easy, offering multiple loan options to make the best choice for us. Thank you Marcos! This won’t be our last purchase. You’ll hear from us again!"

Carlos from San Antonio, TX
Complex Process Simplified
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"I had a very positive experience working with Marcos Maya and his team at Triumph Lending! Marcos had a very organized process which facilitated an effective and efficient loan closing! Marcos was very receptive to all questions and was expeditious in his responses! The rates were good as well! I highly recommend using Marcos Maya with Triumph Lending for loans. Keep up the great work!"

Mike from Katy, TX
Marcos Maya had a very Effective and Efficient process! Keep up the Great Work!
5-Star-Review

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